Question:
I have questions about how to get insulin and other
supplies paid for by health insurance.
I've heard that there are laws requiring health
insurance to pay for diabetes supplies.
What I need to really know, is if there is any chance of
getting a health insurance plan to pay for these things
without having to reach the policy's deductable first.
They told me at a diabetes group that this was very
possible but I can't figure out how it would be.
Can anyone with a good health care policy give me
some good advice on this please? Thanks...
Answer:
I live in New York and having worked for government I have a plan
called Group Health Insurance which covers all my diabetic supplies.
Every two months like clockwork, they send me strips. My medication is
paid for by my union which has a $5.00 co pay. And although I am
retired, I will have these benefits for the rest of my life which I hope
will be long. I am 56 And as a matter of fact my health insurance
company scouted me. They wrote me to ask if I had diabetes because they
were setting up a new program. I said yes they sent some forms and I
was enrolled. Every state has different inusrance coverages. Do you
belong to an hmo they may have a diabetic plan to pay for drugs and
equiipment.
